Retail Deposits: The Key to resilience for Indian Banks

With loan growth outpacing deposit accumulation, how are Indian banks keeping up?  nnFacing margin pressures and tightening liquidity, lenders are increasingly focusing on retail deposits as a stable and cost-effective funding source. This shift underscores the strategic importance of individual savings in sustaining growth and ensuring resilience. nnThe Growing Importance of Retail Deposits nnRetail deposits, encompassing savings and […]