Inflation vs. RBI: How policy rates are reshaping Indian retail banking

Inflation is rising. Interest rates are stuck. And retail banks are expected to stay steady through it all.nnIn 2025, the RBI has held the repo rate at 6.5% neither easing credit nor tightening it further. But beneath that stillness lies pressure. Sticky inflation, slowing credit growth, and shifting consumer sentiment are quietly reshaping the Indian […]