Did 2025 Mark a Turning Point for Retail Banking?
Vietnam’s banking sector is undergoing a massive transformation in 2025. Digital banking revenue is set to hit US$3.8 billion this year, while mobile payment transactions continue growing at 100%+ annually. Here’s what’s really driving the change and why it matters for banks and fintech operating in this market.n 1. AI-Powered Digital Banking Services Go Mainstream […]
Vietnam just Cracked the Digital Banking Code (ASEAN is taking notes)
Here’s something that might surprise you:nnVietnam captured about 5.5 billion cashless transactions in Q1 2025. Alongside regional leaders like Singapore and Thailand, Vietnam has transformed its banking sector into a digital-first powerhouse.n The Mobile Money Boom nVietnam’s banking transformation is happening faster than anyone expected. The country has some serious advantages working in its favour. […]
The Road Ahead for Indian Banks in a Carbon-Conscious Era
Sustainability is moving from the sidelines to the centre of banking strategy.nnWhat once sat in the margins of ESG reports is moving to the centre of credit risk: the carbon profile of borrowers.nnFor Indian banks, this shift is becoming a boardroom priority.nnWith the government greenlighting voluntary carbon-offset trading under the newly minted Carbon Credit Trading […]
Vietnam’s Fintech Sandbox: Testing the Future of Digital Finance
Vietnam’s financial landscape is sprinting ahead, and the State Bank of Vietnam’s (SBV) fintech sandbox launched this July is a game-changer. Spanning until 2027, it creates a vital runway for innovation in digital lending, open banking, credit scoring, and more.n Why a Sandbox, and Why Now? nVietnam’s fintech sector has doubled transaction volumes in the […]
Embedded Banking: Are Indian Banks Ready for the ERP-First Era?
The way businesses manage money has changed, and banking needs to catch up. n Finance teams today expect transactions to happen where they already work; inside their ERP systems. n Enterprise Resource Planning (ERP) systems are software platforms that help organisations manage core functions like finance, procurement, and inventory in one place. n As ERP-first […]
Inflation vs. RBI: How policy rates are reshaping Indian retail banking
Inflation is rising. Interest rates are stuck. And retail banks are expected to stay steady through it all.nnIn 2025, the RBI has held the repo rate at 6.5% neither easing credit nor tightening it further. But beneath that stillness lies pressure. Sticky inflation, slowing credit growth, and shifting consumer sentiment are quietly reshaping the Indian […]
AI in Banking and Fintech: Shaping Qatar’s Financial Future
Qatar’s open banking drive is an aspiration in motion. With QCB positioning open banking as a catalyst for fintech growth in 2025, the stage is set for a transformative blend of innovation, regulation, and next‑gen customer experience.n AI in Banking: Future of Open Finance in Qatar nQCB is turning infrastructure into opportunity by embedding open‑banking […]
The Smarter Way to Approach Securities Management in Qatar
As Qatar races ahead with its National Vision 2030, financial institutions are under growing pressure to modernise. Securities management, long reliant on legacy systems and manual workflows, is now emerging as a key area of transformation in the country’s evolving financial landscape.nnInvestor expectations have shifted, demand is rising for faster access, real-time insights, and seamless, […]
Open Banking in Qatar Is Here. Are Banks Ready to Deliver?
As Qatar accelerates its vision for a digital-first economy, open banking is emerging as a keystone of financial transformation. With regulatory backing from the Qatar Central Bank (QCB), the country is ushering in a new era of banking services powered by secure APIs, consumer consent, and fintech innovation.n License to Build: QCB Opens the Open […]
Powering Qatar’s SME with Cashless Digital Banking
As Qatar accelerates towards its 2030 Vision, digital inclusion has moved from aspiration to economic imperative, especially for small and medium enterprises (SME). These businesses drive diversification and innovation. Yet many still lack access to the digital infrastructure shaping today’s financial systems. nnClayfin’s mobile-first SME Digital Banking Suite addresses this gap directly. By combining contextual design […]